{
 "version": 2,
 "generated_utc": "2026-11-01T17:33:45+00:00",
 "vintage": {
  "scf_year": 2025,
  "prior_year": 2022,
  "next_year": 2028,
  "dollars": 2025,
  "records": 21800,
  "households": 4360,
  "source": "US Federal Reserve, Survey of Consumer Finances 2025",
  "extract_url": "https://www.federalreserve.gov/econres/files/scfp2025s.zip",
  "note": "Net worth is surveyed every 3 years. Figures are SCF 2025, in 2025 dollars. SCF 2028 is auto-detected on release."
 },
 "official": {
  "source": "Federal Reserve, SCF 2025 historical tables (internal data), Table 4",
  "url": "https://www.federalreserve.gov/econres/files/scf2025_tables_internal_real_historical.xlsx",
  "dollars": 2025,
  "income_pctile": {
   "lt20": {
    "median": 13100,
    "mean": 145200
   },
   "20_40": {
    "median": 79400,
    "mean": 254300
   },
   "40_60": {
    "median": 204400,
    "mean": 463700
   },
   "60_80": {
    "median": 375500,
    "mean": 795500
   },
   "80_90": {
    "median": 845200,
    "mean": 1431800
   },
   "90_100": {
    "median": 3645400,
    "mean": 7664100
   }
  },
  "age": {
   "lt35": {
    "median": 33000,
    "mean": 135400
   },
   "35_44": {
    "median": 155600,
    "mean": 681900
   },
   "45_54": {
    "median": 253700,
    "mean": 1244500
   },
   "55_64": {
    "median": 411900,
    "mean": 1878000
   },
   "65_74": {
    "median": 431300,
    "mean": 1897500
   },
   "75_plus": {
    "median": 504900,
    "mean": 1962200
   }
  },
  "family_structure": {
   "single_child": {
    "median": 45800,
    "mean": 298900
   },
   "single_young": {
    "median": 25400,
    "mean": 175500
   },
   "single_older": {
    "median": 193000,
    "mean": 835800
   },
   "couple_child": {
    "median": 333000,
    "mean": 1517600
   },
   "couple_nochild": {
    "median": 469000,
    "mean": 2174900
   }
  },
  "education": {
   "no_hs": {
    "median": 18600,
    "mean": 294300
   },
   "hs": {
    "median": 106700,
    "mean": 470600
   },
   "some_college": {
    "median": 181000,
    "mean": 661100
   },
   "college": {
    "median": 505400,
    "mean": 2263300
   }
  },
  "race": {
   "white": {
    "median": 332100,
    "mean": 1694700
   },
   "black": {
    "median": 36800,
    "mean": 242400
   },
   "hispanic": {
    "median": 79600,
    "mean": 334100
   },
   "other": {
    "median": 205000,
    "mean": 1029100
   }
  },
  "work_status": {
   "employee": {
    "median": 156000,
    "mean": 684600
   },
   "self_employed": {
    "median": 574600,
    "mean": 3520100
   },
   "retired": {
    "median": 380900,
    "mean": 1490900
   },
   "not_working": {
    "median": 16800,
    "mean": 438300
   }
  },
  "occupation": {
   "managerial": {
    "median": 295300,
    "mean": 1893300
   },
   "technical_sales": {
    "median": 150500,
    "mean": 567600
   },
   "other": {
    "median": 108900,
    "mean": 454500
   },
   "retired_not_working": {
    "median": 297800,
    "mean": 1331800
   }
  },
  "housing": {
   "owner": {
    "median": 458900,
    "mean": 1812900
   },
   "renter": {
    "median": 10600,
    "mean": 153500
   }
  },
  "nw_pctile": {
   "lt25": {
    "median": 1700,
    "mean": -4300
   },
   "25_50": {
    "median": 100900,
    "mean": 109100
   },
   "50_75": {
    "median": 405700,
    "mean": 432400
   },
   "75_90": {
    "median": 1267500,
    "mean": 1397500
   },
   "90_100": {
    "median": 4935200,
    "mean": 8975200
   }
  },
  "all_families": {
   "median": 215900,
   "mean": 1241500
  }
 },
 "official_prior_real": {
  "source": "Federal Reserve, SCF 2025 historical tables (internal data), Table 4",
  "url": "https://www.federalreserve.gov/econres/files/scf2025_tables_internal_real_historical.xlsx",
  "dollars": 2025,
  "survey_year": 2022,
  "income_pctile": {
   "lt20": {
    "median": 18500,
    "mean": 197500
   },
   "20_40": {
    "median": 60700,
    "mean": 218000
   },
   "40_60": {
    "median": 187500,
    "mean": 462800
   },
   "60_80": {
    "median": 327200,
    "mean": 653400
   },
   "80_90": {
    "median": 867600,
    "mean": 1442200
   },
   "90_100": {
    "median": 2900700,
    "mean": 7133300
   }
  },
  "age": {
   "lt35": {
    "median": 42700,
    "mean": 200800
   },
   "35_44": {
    "median": 148400,
    "mean": 601500
   },
   "45_54": {
    "median": 270600,
    "mean": 1067900
   },
   "55_64": {
    "median": 398900,
    "mean": 1714700
   },
   "65_74": {
    "median": 448600,
    "mean": 1963900
   },
   "75_plus": {
    "median": 367200,
    "mean": 1777400
   }
  },
  "family_structure": {
   "single_child": {
    "median": 54900,
    "mean": 298500
   },
   "single_young": {
    "median": 22700,
    "mean": 218000
   },
   "single_older": {
    "median": 183100,
    "mean": 797100
   },
   "couple_child": {
    "median": 274700,
    "mean": 1273400
   },
   "couple_nochild": {
    "median": 436800,
    "mean": 2052600
   }
  },
  "education": {
   "no_hs": {
    "median": 41600,
    "mean": 192100
   },
   "hs": {
    "median": 116900,
    "mean": 452300
   },
   "some_college": {
    "median": 149300,
    "mean": 592200
   },
   "college": {
    "median": 508500,
    "mean": 2192400
   }
  },
  "race": {
   "white": {
    "median": 311900,
    "mean": 1496200
   },
   "black": {
    "median": 49100,
    "mean": 231400
   },
   "hispanic": {
    "median": 67400,
    "mean": 248900
   },
   "other": {
    "median": 145400,
    "mean": 930000
   }
  },
  "work_status": {
   "employee": {
    "median": 170400,
    "mean": 691400
   },
   "self_employed": {
    "median": 488500,
    "mean": 3728400
   },
   "retired": {
    "median": 315600,
    "mean": 1200900
   },
   "not_working": {
    "median": 38400,
    "mean": 396700
   }
  },
  "occupation": {
   "managerial": {
    "median": 389300,
    "mean": 1960300
   },
   "technical_sales": {
    "median": 88300,
    "mean": 458400
   },
   "other": {
    "median": 107600,
    "mean": 424800
   },
   "retired_not_working": {
    "median": 268300,
    "mean": 1103300
   }
  },
  "housing": {
   "owner": {
    "median": 433600,
    "mean": 1675300
   },
   "renter": {
    "median": 11400,
    "mean": 169600
   }
  },
  "nw_pctile": {
   "lt25": {
    "median": 3800,
    "mean": -5800
   },
   "25_50": {
    "median": 102100,
    "mean": 108200
   },
   "50_75": {
    "median": 389900,
    "mean": 408900
   },
   "75_90": {
    "median": 1134000,
    "mean": 1206400
   },
   "90_100": {
    "median": 4152700,
    "mean": 8547500
   }
  },
  "all_families": {
   "median": 211100,
   "mean": 1164100
  }
 },
 "official_change_real_pct": {
  "income_pctile": {
   "lt20": {
    "median": -29.2,
    "mean": -26.5
   },
   "20_40": {
    "median": 30.8,
    "mean": 16.7
   },
   "40_60": {
    "median": 9.0,
    "mean": 0.2
   },
   "60_80": {
    "median": 14.8,
    "mean": 21.7
   },
   "80_90": {
    "median": -2.6,
    "mean": -0.7
   },
   "90_100": {
    "median": 25.7,
    "mean": 7.4
   }
  },
  "age": {
   "lt35": {
    "median": -22.7,
    "mean": -32.6
   },
   "35_44": {
    "median": 4.9,
    "mean": 13.4
   },
   "45_54": {
    "median": -6.2,
    "mean": 16.5
   },
   "55_64": {
    "median": 3.3,
    "mean": 9.5
   },
   "65_74": {
    "median": -3.9,
    "mean": -3.4
   },
   "75_plus": {
    "median": 37.5,
    "mean": 10.4
   }
  },
  "family_structure": {
   "single_child": {
    "median": -16.6,
    "mean": 0.1
   },
   "single_young": {
    "median": 11.9,
    "mean": -19.5
   },
   "single_older": {
    "median": 5.4,
    "mean": 4.9
   },
   "couple_child": {
    "median": 21.2,
    "mean": 19.2
   },
   "couple_nochild": {
    "median": 7.4,
    "mean": 6.0
   }
  },
  "education": {
   "no_hs": {
    "median": -55.3,
    "mean": 53.2
   },
   "hs": {
    "median": -8.7,
    "mean": 4.0
   },
   "some_college": {
    "median": 21.2,
    "mean": 11.6
   },
   "college": {
    "median": -0.6,
    "mean": 3.2
   }
  },
  "race": {
   "white": {
    "median": 6.5,
    "mean": 13.3
   },
   "black": {
    "median": -25.1,
    "mean": 4.8
   },
   "hispanic": {
    "median": 18.1,
    "mean": 34.2
   },
   "other": {
    "median": 41.0,
    "mean": 10.7
   }
  },
  "work_status": {
   "employee": {
    "median": -8.5,
    "mean": -1.0
   },
   "self_employed": {
    "median": 17.6,
    "mean": -5.6
   },
   "retired": {
    "median": 20.7,
    "mean": 24.1
   },
   "not_working": {
    "median": -56.2,
    "mean": 10.5
   }
  },
  "occupation": {
   "managerial": {
    "median": -24.1,
    "mean": -3.4
   },
   "technical_sales": {
    "median": 70.4,
    "mean": 23.8
   },
   "other": {
    "median": 1.2,
    "mean": 7.0
   },
   "retired_not_working": {
    "median": 11.0,
    "mean": 20.7
   }
  },
  "housing": {
   "owner": {
    "median": 5.8,
    "mean": 8.2
   },
   "renter": {
    "median": -7.0,
    "mean": -9.5
   }
  },
  "nw_pctile": {
   "lt25": {
    "median": -55.3,
    "mean": null
   },
   "25_50": {
    "median": -1.2,
    "mean": 0.8
   },
   "50_75": {
    "median": 4.1,
    "mean": 5.7
   },
   "75_90": {
    "median": 11.8,
    "mean": 15.8
   },
   "90_100": {
    "median": 18.8,
    "mean": 5.0
   }
  },
  "all_families": {
   "median": 2.3,
   "mean": 6.6
  }
 },
 "derived": {
  "mean_median_ratio": 5.8,
  "peak_age_class": "75_plus",
  "peak_age_label": "75 and older",
  "peak_age_median": 504900,
  "college_vs_hs_median_ratio": 4.7,
  "college_vs_no_hs_median_ratio": 27.2,
  "white_vs_black_median_ratio": 9.0,
  "white_vs_hispanic_median_ratio": 4.2,
  "owner_vs_renter_median_ratio": 43.3
 },
 "overall_percentiles": {
  "1": -71250,
  "5": -8700,
  "10": 210,
  "15": 5100,
  "20": 13100,
  "25": 27900,
  "30": 55200,
  "35": 82240,
  "40": 120460,
  "45": 165600,
  "50": 216100,
  "55": 271400,
  "60": 346500,
  "65": 446700,
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  "75": 813000,
  "80": 1084300,
  "85": 1489400,
  "90": 2538520,
  "95": 4937390,
  "99": 16269700
 },
 "by_age": {
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   "5": -24000,
   "10": -12630,
   "15": -9800,
   "20": 180,
   "25": 750,
   "30": 1620,
   "35": 5120,
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   "50": 13050,
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   "80": 67320,
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   "90": 101100,
   "95": 245020,
   "99": 471400
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  "25_34": {
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   "5": -35000,
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   "15": -570,
   "20": 280,
   "25": 5120,
   "30": 9500,
   "35": 15400,
   "40": 22950,
   "45": 33500,
   "50": 48110,
   "55": 65550,
   "60": 79800,
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   "70": 142000,
   "75": 208600,
   "80": 247440,
   "85": 306410,
   "90": 405560,
   "95": 566540,
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  "35_44": {
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   "5": -23100,
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   "15": 1620,
   "20": 7240,
   "25": 18000,
   "30": 34790,
   "35": 60880,
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   "55": 190400,
   "60": 230740,
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   "85": 912000,
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   "95": 2382520,
   "99": 8346100
  },
  "45_54": {
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   "99": 14050600
  },
  "55_64": {
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   "90": 3457640,
   "95": 7545000,
   "99": 20072200
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  "65_74": {
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   "55": 498700,
   "60": 632600,
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   "75": 1312100,
   "80": 1898040,
   "85": 2622900,
   "90": 3656000,
   "95": 7301050,
   "99": 20499000
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  "75_plus": {
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   "15": 49300,
   "20": 103420,
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   "35": 274900,
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   "50": 504600,
   "55": 599000,
   "60": 730980,
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   "75": 1417000,
   "80": 2158000,
   "85": 3030000,
   "90": 4188260,
   "95": 6849500,
   "99": 20337060
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 },
 "by_age_mean": {
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  "35_44": 669312,
  "45_54": 1243609,
  "55_64": 1871019,
  "65_74": 1870917,
  "75_plus": 1949715
 },
 "by_age_class": {
  "lt35": {
   "1": -112480,
   "5": -34710,
   "10": -11700,
   "15": -1790,
   "20": 230,
   "25": 3100,
   "30": 6820,
   "35": 11101,
   "40": 16790,
   "45": 23500,
   "50": 32820,
   "55": 48200,
   "60": 65250,
   "65": 77480,
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   "85": 268350,
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   "99": 1591230,
   "mean": 135718
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   "5": -23100,
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   "15": 1620,
   "20": 7240,
   "25": 18000,
   "30": 34790,
   "35": 60880,
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   "45": 121880,
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   "55": 190400,
   "60": 230740,
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   "80": 631500,
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   "mean": 669312
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   "20": 29200,
   "25": 54730,
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   "35": 119030,
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   "65": 526830,
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   "mean": 1243609
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  "55_64": {
   "1": -93320,
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   "20": 30100,
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   "30": 113270,
   "35": 153000,
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   "50": 411340,
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   "60": 689525,
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   "99": 20072200,
   "mean": 1871019
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  "65_74": {
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   "15": 27200,
   "20": 73070,
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   "35": 226800,
   "40": 283000,
   "45": 343176,
   "50": 431900,
   "55": 498700,
   "60": 632600,
   "65": 817500,
   "70": 1046150,
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   "80": 1898040,
   "85": 2622900,
   "90": 3656000,
   "95": 7301050,
   "99": 20499000,
   "mean": 1870917
  },
  "75_plus": {
   "1": -13480,
   "5": 1130,
   "10": 9380,
   "15": 49300,
   "20": 103420,
   "25": 144060,
   "30": 202040,
   "35": 274900,
   "40": 332130,
   "45": 395400,
   "50": 504600,
   "55": 599000,
   "60": 730980,
   "65": 935100,
   "70": 1139600,
   "75": 1417000,
   "80": 2158000,
   "85": 3030000,
   "90": 4188260,
   "95": 6849500,
   "99": 20337060,
   "mean": 1949715
  }
 },
 "demographic_multipliers": {
  "education": {
   "no_hs": 0.087,
   "hs": 0.494,
   "some_college": 0.84,
   "college": 2.337
  },
  "race": {
   "white": 1.537,
   "black": 0.169,
   "hispanic": 0.37,
   "other": 0.949,
   "asian": 3.135,
   "other_non_asian": 0.451
  },
  "marital": {
   "married": 1.898,
   "single": 0.361
  },
  "children": {
   "yes": 0.988,
   "no": 1.005
  }
 },
 "by_family_structure": {
  "single_child": {
   "median": 45900,
   "mean": 299913
  },
  "single_young": {
   "median": 25380,
   "mean": 175113
  },
  "single_older": {
   "median": 192300,
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    },
    "some_college": {
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    "college": {
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     "max_percentile": 95
    }
   },
   "family_structure": {
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     "households": 240,
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    },
    "couple_nochild": {
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     "households": 411,
     "max_percentile": 99
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   },
   "marital": {
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     "households": 499,
     "max_percentile": 99
    },
    "single": {
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     "households": 277,
     "max_percentile": 95
    }
   },
   "children": {
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     "80": 2517300,
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     "households": 125,
     "max_percentile": 90
    },
    "no": {
     "1": -33520,
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     "15": 18520,
     "20": 73600,
     "25": 119200,
     "30": 168970,
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     "households": 651,
     "max_percentile": 99
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   },
   "race5": {
    "white": {
     "1": -19970,
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     "10": 57700,
     "15": 92920,
     "20": 139600,
     "25": 216500,
     "30": 264500,
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     "50": 609900,
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     "60": 924200,
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     "85": 3353700,
     "90": 5029900,
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     "99": 24998000,
     "households": 524,
     "max_percentile": 99
    },
    "black": {
     "1": -69150,
     "5": -34960,
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     "20": 930,
     "25": 3500,
     "30": 6900,
     "35": 13700,
     "40": 18301,
     "45": 51000,
     "50": 73980,
     "55": 108990,
     "60": 161800,
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     "80": 390700,
     "85": 472610,
     "90": 498700,
     "households": 109,
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    }
   }
  },
  "75_plus": {
   "education": {
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     "5": 2500,
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     "20": 77970,
     "25": 138600,
     "30": 158650,
     "35": 189900,
     "40": 264900,
     "45": 300470,
     "50": 399900,
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     "60": 626500,
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     "70": 1016500,
     "75": 1120000,
     "80": 1286900,
     "85": 1446700,
     "90": 2158000,
     "households": 106,
     "max_percentile": 90
    },
    "college": {
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     "20": 349700,
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     "50": 1149000,
     "55": 1445700,
     "60": 1907400,
     "65": 2386300,
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     "75": 3420800,
     "80": 3977800,
     "85": 5114500,
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     "max_percentile": 95
    }
   },
   "family_structure": {
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    "couple_nochild": {
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     "households": 271,
     "max_percentile": 95
    }
   },
   "marital": {
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     "80": 3778000,
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     "households": 290,
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    },
    "single": {
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    }
   },
   "children": {
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     "40": 370300,
     "45": 494500,
     "50": 590420,
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     "99": 21989000,
     "households": 456,
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    }
   },
   "race5": {
    "white": {
     "1": 11,
     "5": 5030,
     "10": 24500,
     "15": 99420,
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     "25": 192300,
     "30": 276000,
     "35": 340250,
     "40": 460130,
     "45": 560100,
     "50": 615300,
     "55": 755200,
     "60": 945510,
     "65": 1139500,
     "70": 1382300,
     "75": 1906400,
     "80": 2715400,
     "85": 3453700,
     "90": 4762600,
     "95": 7870000,
     "households": 376,
     "max_percentile": 95
    }
   }
  }
 },
 "by_race5": {
  "white": {
   "median": 332120,
   "mean": 1682384,
   "households": 2361
  },
  "black": {
   "median": 36420,
   "mean": 242489,
   "households": 710
  },
  "hispanic": {
   "median": 79900,
   "mean": 334838,
   "households": 639
  },
  "asian": {
   "median": 677400,
   "mean": 2168821,
   "households": 328
  },
  "other_non_asian": {
   "median": 97530,
   "mean": 518256,
   "households": 387
  }
 },
 "computed_ratios": {
  "couple_vs_single_median": 5.3,
  "college_vs_noncollege_median": 4.3
 },
 "milestones": {
  "100000": {
   "pctile": 37.4,
   "top_pct": 62.6,
   "households_millions": 84.5
  },
  "250000": {
   "pctile": 53.2,
   "top_pct": 46.8,
   "households_millions": 63.2
  },
  "500000": {
   "pctile": 66.9,
   "top_pct": 33.1,
   "households_millions": 44.6
  },
  "1000000": {
   "pctile": 78.5,
   "top_pct": 21.5,
   "households_millions": 29.1
  },
  "2000000": {
   "pctile": 87.9,
   "top_pct": 12.1,
   "households_millions": 16.3
  },
  "3000000": {
   "pctile": 91.8,
   "top_pct": 8.2,
   "households_millions": 11.1
  },
  "5000000": {
   "pctile": 95.1,
   "top_pct": 4.9,
   "households_millions": 6.7
  },
  "10000000": {
   "pctile": 98.0,
   "top_pct": 2.0,
   "households_millions": 2.7
  },
  "25000000": {
   "pctile": 99.6,
   "top_pct": 0.4,
   "households_millions": 0.6
  }
 },
 "milestones_ex_home": {
  "100000": {
   "pctile": 55.0,
   "top_pct": 45.0,
   "households_millions": 60.7
  },
  "250000": {
   "pctile": 67.2,
   "top_pct": 32.8,
   "households_millions": 44.3
  },
  "500000": {
   "pctile": 76.0,
   "top_pct": 24.0,
   "households_millions": 32.4
  },
  "1000000": {
   "pctile": 84.4,
   "top_pct": 15.6,
   "households_millions": 21.1
  },
  "2000000": {
   "pctile": 90.5,
   "top_pct": 9.5,
   "households_millions": 12.8
  },
  "3000000": {
   "pctile": 93.5,
   "top_pct": 6.5,
   "households_millions": 8.8
  },
  "5000000": {
   "pctile": 96.0,
   "top_pct": 4.0,
   "households_millions": 5.4
  },
  "10000000": {
   "pctile": 98.3,
   "top_pct": 1.7,
   "households_millions": 2.3
  },
  "25000000": {
   "pctile": 99.6,
   "top_pct": 0.4,
   "households_millions": 0.5
  }
 },
 "home_share_by_pctile": {
  "10": {
   "networth": 210,
   "home_equity_share_pct": null,
   "homeowner_pct": 0.7,
   "households": 250,
   "owner_households": 3
  },
  "20": {
   "networth": 13100,
   "home_equity_share_pct": 92.0,
   "homeowner_pct": 15.8,
   "households": 272,
   "owner_households": 30
  },
  "30": {
   "networth": 55200,
   "home_equity_share_pct": 81.7,
   "homeowner_pct": 45.7,
   "households": 252,
   "owner_households": 106
  },
  "40": {
   "networth": 120460,
   "home_equity_share_pct": 78.8,
   "homeowner_pct": 73.4,
   "households": 217,
   "owner_households": 148
  },
  "50": {
   "networth": 216100,
   "home_equity_share_pct": 72.3,
   "homeowner_pct": 85.2,
   "households": 221,
   "owner_households": 176
  },
  "60": {
   "networth": 346500,
   "home_equity_share_pct": 66.6,
   "homeowner_pct": 86.8,
   "households": 242,
   "owner_households": 203
  },
  "70": {
   "networth": 596000,
   "home_equity_share_pct": 50.3,
   "homeowner_pct": 94.5,
   "households": 241,
   "owner_households": 220
  },
  "80": {
   "networth": 1084300,
   "home_equity_share_pct": 34.7,
   "homeowner_pct": 94.8,
   "households": 235,
   "owner_households": 215
  },
  "90": {
   "networth": 2538520,
   "home_equity_share_pct": 21.9,
   "homeowner_pct": 97.6,
   "households": 272,
   "owner_households": 262
  },
  "95": {
   "networth": 4937390,
   "home_equity_share_pct": 15.1,
   "homeowner_pct": 95.1,
   "households": 391,
   "owner_households": 367
  },
  "99": {
   "networth": 16269700,
   "home_equity_share_pct": 7.7,
   "homeowner_pct": 96.8,
   "households": 193,
   "owner_households": 185
  }
 },
 "wealth_shares": {
  "scf": {
   "top_1_pct": 31.3,
   "top_10_pct": 72.1,
   "bottom_50_pct": 2.1,
   "source": "Computed from the SCF public extract (weighted)."
  },
  "dfa": {
   "top_0_1_pct": 15.0,
   "top_1_pct": 32.5,
   "p90_99_pct": 36.4,
   "p50_90_pct": 28.8,
   "bottom_50_pct": 2.3,
   "top_10_pct": 68.9,
   "as_of_date": "2026-04-01",
   "as_of_quarter": "2026Q2",
   "as_of_label": "Q2 2026",
   "source": "Federal Reserve Distributional Financial Accounts (via FRED)",
   "series": {
    "top_0_1_pct": "WFRBSTP1300",
    "top_1_pct": "WFRBST01134",
    "p90_99_pct": "WFRBSN09161",
    "p50_90_pct": "WFRBSN40188",
    "bottom_50_pct": "WFRBSB50215"
   }
  }
 },
 "cohorts": {
  "gen_z": {
   "median": 16810,
   "mean": 65836,
   "age_lo": 18,
   "age_hi": 28,
   "age_range": "18 to 28",
   "born": "1997 to 2012",
   "households": 261
  },
  "millennials": {
   "median": 110300,
   "mean": 491830,
   "age_lo": 29,
   "age_hi": 44,
   "age_range": "29 to 44",
   "born": "1981 to 1996",
   "households": 1146
  },
  "gen_x": {
   "median": 255300,
   "mean": 1418531,
   "age_lo": 45,
   "age_hi": 60,
   "age_range": "45 to 60",
   "born": "1965 to 1980",
   "households": 1312
  },
  "boomers": {
   "median": 444170,
   "mean": 1910273,
   "age_lo": 61,
   "age_hi": 79,
   "age_range": "61 to 79",
   "born": "1946 to 1964",
   "households": 1391
  }
 },
 "gender_wealth": {
  "by_age": {
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    "women_median": 6355,
    "men_median": 25280,
    "women_p10": -29240,
    "women_p25": -130,
    "women_p75": 48100,
    "women_p90": 134650,
    "men_p10": -448,
    "men_p25": 6300,
    "men_p75": 94000,
    "men_p90": 251110,
    "gap_ratio": 0.251,
    "n_women": 183,
    "n_men": 138
   },
   "35-44": {
    "women_median": 10000,
    "men_median": 24860,
    "women_p10": -35500,
    "women_p25": -430,
    "women_p75": 117810,
    "women_p90": 285400,
    "men_p10": -11660,
    "men_p25": 3510,
    "men_p75": 228000,
    "men_p90": 389600,
    "gap_ratio": 0.402,
    "n_women": 180,
    "n_men": 109
   },
   "45-54": {
    "women_median": 78500,
    "men_median": 97500,
    "women_p10": -999,
    "women_p25": 4510,
    "women_p75": 255300,
    "women_p90": 670670,
    "men_p10": -1390,
    "men_p25": 10080,
    "men_p75": 356205,
    "men_p90": 813550,
    "gap_ratio": 0.805,
    "n_women": 176,
    "n_men": 103
   },
   "55-64": {
    "women_median": 125000,
    "men_median": 80500,
    "women_p10": 0,
    "women_p25": 8150,
    "women_p75": 411340,
    "women_p90": 920000,
    "men_p10": -33950,
    "men_p25": 4280,
    "men_p75": 264010,
    "men_p90": 1236600,
    "gap_ratio": 1.553,
    "n_women": 168,
    "n_men": 99
   },
   "65-74": {
    "women_median": 230280,
    "men_median": 148520,
    "women_p10": 410,
    "women_p25": 36110,
    "women_p75": 760910,
    "women_p90": 1912500,
    "men_p10": 3500,
    "men_p25": 46430,
    "men_p75": 570130,
    "men_p90": 1467680,
    "gap_ratio": 1.55,
    "n_women": 163,
    "n_men": 114
   },
   "75+": {
    "women_median": 216530,
    "men_median": 359100,
    "women_p10": 1000,
    "women_p25": 41001,
    "women_p75": 733900,
    "women_p90": 2213000,
    "men_p10": 38000,
    "men_p25": 103420,
    "men_p75": 951220,
    "men_p90": 1952000,
    "gap_ratio": 0.603,
    "n_women": 139,
    "n_men": 75
   }
  },
  "by_race": {
   "white": {
    "women_median": 144000,
    "men_median": 137500,
    "women_p10": -600,
    "women_p25": 14130,
    "women_p75": 601060,
    "women_p90": 1495400,
    "men_p10": 265,
    "men_p25": 19420,
    "men_p75": 473380,
    "men_p90": 1236600,
    "gap_ratio": 1.047,
    "n_women": 409,
    "n_men": 309
   },
   "black": {
    "women_median": 9000,
    "men_median": 19600,
    "women_p10": -12080,
    "women_p25": 50,
    "women_p75": 89660,
    "women_p90": 306401,
    "men_p10": 0,
    "men_p25": 3400,
    "men_p75": 174550,
    "men_p90": 440300,
    "gap_ratio": 0.459,
    "n_women": 325,
    "n_men": 138
   },
   "hispanic": {
    "women_median": 27700,
    "men_median": 31800,
    "women_p10": -2200,
    "women_p25": 400,
    "women_p75": 145130,
    "women_p90": 415200,
    "men_p10": 0,
    "men_p25": 3600,
    "men_p75": 146300,
    "men_p90": 357000,
    "gap_ratio": 0.871,
    "n_women": 137,
    "n_men": 95
   },
   "other": {
    "women_median": 37530,
    "men_median": 40290,
    "women_p10": -10660,
    "women_p25": 430,
    "women_p75": 221041,
    "women_p90": 491600,
    "men_p10": -370,
    "men_p25": 5870,
    "men_p75": 274900,
    "men_p90": 646020,
    "gap_ratio": 0.931,
    "n_women": 147,
    "n_men": 104
   }
  },
  "by_education": {
   "no_hs": {
    "women_median": 4850,
    "men_median": 16500,
    "women_p10": -999,
    "women_p25": 120,
    "women_p75": 52910,
    "women_p90": 216530,
    "men_p10": 0,
    "men_p25": 1310,
    "men_p75": 122500,
    "men_p90": 283000,
    "gap_ratio": 0.294,
    "n_women": 119,
    "n_men": 68
   },
   "hs": {
    "women_median": 31001,
    "men_median": 31101,
    "women_p10": -120,
    "women_p25": 1820,
    "women_p75": 168980,
    "women_p90": 471180,
    "men_p10": 265,
    "men_p25": 8700,
    "men_p75": 200950,
    "men_p90": 552000,
    "gap_ratio": 0.997,
    "n_women": 216,
    "n_men": 159
   },
   "some_college": {
    "women_median": 80351,
    "men_median": 92520,
    "women_p10": -1850,
    "women_p25": 7000,
    "women_p75": 334001,
    "women_p90": 800180,
    "men_p10": -3240,
    "men_p25": 14030,
    "men_p75": 243100,
    "men_p90": 957370,
    "gap_ratio": 0.868,
    "n_women": 328,
    "n_men": 155
   },
   "college": {
    "women_median": 143000,
    "men_median": 190980,
    "women_p10": -31900,
    "women_p25": 6000,
    "women_p75": 618500,
    "women_p90": 1771510,
    "men_p10": -4200,
    "men_p25": 29420,
    "men_p75": 527800,
    "men_p90": 1677600,
    "gap_ratio": 0.749,
    "n_women": 353,
    "n_men": 256
   }
  },
  "intersectional": {
   "<35|White|female": {
    "median": 5620,
    "n": 51
   },
   "<35|White|male": {
    "median": 48561,
    "n": 57
   },
   "<35|Black|female": {
    "median": 5945,
    "n": 67
   },
   "<35|Black|male": {
    "median": 8700,
    "n": 27
   },
   "<35|Hispanic|female": {
    "median": 17200,
    "n": 26
   },
   "<35|Hispanic|male": {
    "median": 18270,
    "n": 29
   },
   "<35|Other|female": {
    "median": 7700,
    "n": 40
   },
   "<35|Other|male": {
    "median": 16810,
    "n": 27
   },
   "35-44|White|female": {
    "median": 51390,
    "n": 44
   },
   "35-44|White|male": {
    "median": 32800,
    "n": 40
   },
   "35-44|Black|female": {
    "median": 1200,
    "n": 74
   },
   "35-44|Black|male": {
    "median": 11400,
    "n": 30
   },
   "35-44|Hispanic|female": {
    "median": 54860,
    "n": 38
   },
   "35-44|Other|female": {
    "median": 25100,
    "n": 27
   },
   "35-44|Other|male": {
    "median": 168800,
    "n": 26
   },
   "45-54|White|female": {
    "median": 119670,
    "n": 65
   },
   "45-54|White|male": {
    "median": 97500,
    "n": 43
   },
   "45-54|Black|female": {
    "median": 5900,
    "n": 63
   },
   "45-54|Black|male": {
    "median": 188000,
    "n": 26
   },
   "45-54|Other|female": {
    "median": 80120,
    "n": 28
   },
   "55-64|White|female": {
    "median": 141120,
    "n": 73
   },
   "55-64|White|male": {
    "median": 84790,
    "n": 46
   },
   "55-64|Black|female": {
    "median": 10860,
    "n": 52
   },
   "55-64|Black|male": {
    "median": 77650,
    "n": 25
   },
   "65-74|White|female": {
    "median": 388400,
    "n": 90
   },
   "65-74|White|male": {
    "median": 234000,
    "n": 69
   },
   "65-74|Black|female": {
    "median": 45640,
    "n": 43
   },
   "75+|White|female": {
    "median": 333400,
    "n": 86
   },
   "75+|White|male": {
    "median": 445800,
    "n": 54
   },
   "75+|Black|female": {
    "median": 110480,
    "n": 26
   }
  },
  "note": "Single-headed households only (SCF). gap_ratio = women median / men median. n_* = households; cells with fewer than 25 households are suppressed.",
  "under_35": {
   "women_median": 6355,
   "men_median": 25280,
   "women_p10": -29240,
   "women_p25": -130,
   "women_p75": 48100,
   "women_p90": 134650,
   "men_p10": -448,
   "men_p25": 6300,
   "men_p75": 94000,
   "men_p90": 251110,
   "gap_ratio": 0.251,
   "n_women": 183,
   "n_men": 138
  },
  "age_65_plus": {
   "women_median": 230100,
   "men_median": 250000,
   "women_p10": 761,
   "women_p25": 37900,
   "women_p75": 734900,
   "women_p90": 1971000,
   "men_p10": 3735,
   "men_p25": 79020,
   "men_p75": 692400,
   "men_p90": 1721600,
   "gap_ratio": 0.92,
   "n_women": 302,
   "n_men": 189
  },
  "single_millennials": {
   "age_range": "29 to 44",
   "born": "1981 to 1996",
   "white_women": {
    "median": 11960,
    "n": 68
   },
   "white_men": {
    "median": 54250,
    "n": 68
   },
   "black_women": {
    "median": 1740,
    "n": 112
   },
   "black_men": {
    "median": 6400,
    "n": 41
   },
   "hispanic_women": {
    "median": 20511,
    "n": 54
   },
   "hispanic_men": {
    "median": 20640,
    "n": 27
   },
   "other_women": {
    "median": 37530,
    "n": 48
   },
   "other_men": {
    "median": 168800,
    "n": 38
   },
   "all_women": {
    "median": 7800,
    "n": 278
   },
   "all_men": {
    "median": 33800,
    "n": 174
   }
  }
 },
 "households_millions": 135.0,
 "nowcast_context": {
  "source": "FRED TNWBSHNO (Households and nonprofits; net worth, Fed Z.1). Millions of dollars.",
  "scf_reference_quarter": "2025Q3",
  "scf_reference_value_trillions": 180.5,
  "latest_quarter": "2026Q2",
  "latest_value_trillions": 195.9,
  "aggregate_growth_pct": 8.5,
  "note": "Aggregate household wealth growth since the SCF reference quarter. CONTEXT ONLY: the percentile thresholds are the authoritative SCF figures, not scaled."
 },
 "curve_accuracy": {
  "grid": [
   -50000,
   0,
   10000,
   50000,
   100000,
   250000,
   500000,
   750000,
   1000000,
   1500000,
   2000000,
   3000000,
   5000000,
   7500000,
   10000000,
   15000000,
   25000000,
   50000000
  ],
  "tolerance_pts": 4.0,
  "curves": 98,
  "worst_err_pts": 3.02,
  "worst_cells": [
   [
    3.02,
    "by_age_group.75_plus.children.no"
   ],
   [
    2.96,
    "by_age.75_plus"
   ],
   [
    2.81,
    "by_age_group.55_64.children.no"
   ],
   [
    2.77,
    "by_group.family_structure.single_older"
   ],
   [
    2.72,
    "by_age_group.55_64.family_structure.single_older"
   ],
   [
    2.26,
    "by_age_group.25_34.family_structure.couple_child"
   ],
   [
    2.24,
    "by_group.race5.other_non_asian"
   ],
   [
    2.22,
    "by_age_group.35_44.race5.black"
   ],
   [
    2.13,
    "by_age_group.55_64.education.some_college"
   ],
   [
    2.04,
    "by_age_group.45_54.family_structure.couple_nochild"
   ]
  ]
 },
 "validation": {
  "run_utc": "2026-11-01T17:33:45+00:00",
  "fed_public_table_url": "https://www.federalreserve.gov/econres/files/scf2025_tables_public_real_historical.xlsx",
  "fed_public_table_checks": 82,
  "fed_public_table_failures": [],
  "press_release": [
   "official.all_families.median=215900 vs Fed-published 215900 (exact)",
   "official.all_families.mean=1241500 vs Fed-published 1.24 (millions_2dp)",
   "official_change_real_pct.all_families.median=2.3 vs Fed-published 2 (rounded_pct)",
   "official_change_real_pct.all_families.mean=6.6 vs Fed-published 7 (rounded_pct)",
   "by_race5.asian.median=677400 vs Fed-published (677600, 1.0) (within_pct)",
   "by_race5.other_non_asian.median=97530 vs Fed-published (97500, 1.0) (within_pct)"
  ],
  "structure_failures": [],
  "contract_failures": []
 },
 "content_sha256": "d01ec2da0654d1275c9599ed69ddf5b440c5b58c4fe362f97ac0ec519a5e6809"
}