Rent vs Buy Calculator: Key Takeaways The #1 factor: Expected home appreciation vs. stock market returns Rule of thumb: Buy if staying 5+ years, rent if less Hidden costs of buying: Property taxes, maintenance (1-2% of home value/year), insurance Hidden costs of renting: Rent increases (typically 3-5%/year), no equity building Mortgage rates matter less than you think - they move opposite to home prices Use the calculator below to run your specific scenario Use this rent vs. buy calculator to decide whether to buy or rent that place you call home. I have researched the web to find the …
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